Prepares credit proposals for new and additional credit proposals.
Analyzes data including business financials, personal financials, and tax returns to determine
Initiates/monitors commercial funding advances in accordance with company guidelines
Interacts with prospective clients as needed.
Screens new opportunities and provides application recommendations.
Monitors and communicates risk concerns to management.
Complies with KYC, OFAC, and BSA/AML rules and regulations.
Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and reports any such incidents to the BSA department. Performs all job
functions in compliance with all company policies and federal, state, and local laws and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and
Performs related responsibilities as required or assigned.
Basic knowledge of commercial credit underwriting policies, procedures and processes.
Basic knowledge of BSA, AML, KYC, and OFAC.
Must be detailed oriented with strong analytical skills/conclusion driven.
Excellent written and verbal communication skills.
Proficient in Microsoft Office applications (Word, Excel, & Outlook).
Familiarity with legal documents.
Bachelor’s Degree in Finance, Economics, Mathematics or Business preferred or equivalent years of experience.
0-2 years of experience working in commercial credit analysis and commercial underwriting.
Previous experience with Commercial and Industrial Loans as well as Commercial Real Estate Loans in the banking industry.
Completion of formal credit training program desired